Insurance & Hurricane Prep
Wind Mitigation Inspections: What They Are & Why They Matter
A one-time inspection that can lower your windstorm insurance premium for years.
★★★★★ 4.8
GOOGLE · 106 REVIEWS
Local & Family Owned
SINCE 2013
ShingleMaster
CERTAINTEED, GAF & IKO SHINGLES
GAF Certified
CERTIFIED ROOFING CONTRACTOR
Licensed
CCC1331129 / CBC1259476
No Deposit Required — You Only Pay When You’re Satisfied
What A Wind Mitigation Inspection Actually Checks
A licensed wind mitigation inspector evaluates specific hurricane-resistant features on your home: roof shape (hip roofs generally score better than gable), how the roof deck is attached to the trusses, how the roof structure is tied to the walls, whether a secondary water barrier is present, and what level of opening protection your windows and doors have.
Why Insurers Care About These Specific Features
Each of these features has been shown to measurably reduce wind damage risk in a hurricane, and Florida law requires insurers to offer premium credits for verified mitigation features. The inspection simply documents what’s already true about your home so your insurer can apply the discounts you’ve earned.
How Long The Inspection Takes & How Long It's Valid
A wind mitigation inspection typically takes under an hour and does not require any invasive work — the inspector photographs and documents existing conditions. Most Florida insurers accept the resulting report for up to five years, or until the roof or protected openings change.
When To Schedule One
The ideal time to schedule a wind mitigation inspection is right after a roof replacement or exterior hardening project, since the documentation captures your upgrades at their strongest and maximizes the credits you can claim.
We Can Point You To A Licensed Inspector
Ricketts Construction doesn’t perform wind mitigation inspections ourselves — by design, they must be completed by an independent, licensed inspector for insurers to accept the report. Once we’ve completed hardening or roofing work on your property, we can point you toward a licensed inspector to get it documented.
Customer Reviews
What Fort Lauderdale Residents Are Saying
★★★★★ 4.8 out of 5 · 106 Google reviews
“Ricketts handled our roof repair after a bad storm and made the whole process easy — showed up when they said they would, explained what was actually wrong, and kept the property clean every day. Would recommend them to anyone in South Florida.”
A RICKETTS CONSTRUCTION CUSTOMER
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